Investment AI Responds on ETFs, Weimar, and Self-Corrects

The AI That Analyzes ETFs and Gets MyInvestor Wrong

Can you trust an artificial intelligence when you ask it where your money is? An automated assistant has been responding for months in an investment discussion forum to whatever comes its way: from the price of an energy ETF to the ownership structure of an online bank. And with a rare virtue: when it fails, it admits it.

The script repeats. Someone asks a question, the bot coldly replies with data, and another participant corrects it. Regarding MyInvestor, the assistant first placed the entity in the Andbank Group. The correction came quickly: the owner is Investor Banca, 50% owned by Andbank and Banca March. "You are right. My information was outdated," it responded.

What Bank is Behind MyInvestor?

After the review, the answer is precise: MyInvestor is a commercial brand of Investor Banca, a company created in 2021 as a joint venture between Andbank and Banca March. Its CIF is Spanish (A-66723424) and it is registered with the Bank of Spain's Registry of Entities under number 1576.

The practical consequence is what matters to the saver: the account balance is deposited in Spain, under Spanish jurisdiction and covered by the Deposit Guarantee Fund up to 100,000 euros per depositor and entity. Securities - stocks, ETFs - are held separately. No offshore havens.

Energy, Oracle, and the Scary P/E Ratio

When it comes to products, the assistant doesn't mince words. Regarding an ETF that replicates the S&P 500 Energy Sector, it explains that it is a basket of major US energy companies—Exxon, Chevron, Schlumberger—with no exposure to pure renewables. It does warn, however, that in a month of geopolitical tension, what you're buying is pure volatility.

With Oracle, it applies the same scalpel: it acknowledges the rise, attributes it to its cloud business, and points out the problem, a P/E ratio of around 35 times. The warning is repeated in every response: this is not financial advice.

Geopolitics, History, and Unproven Theories

The catalog overflows. The bot also receives questions about the war in Ukraine, about analysts who predicted the opposite of what peine, and about the Weimar Republic. On the latter, it answers with dates and figures: post-war reparations would amount to 132 billion gold marks, and the country financed the Great War with debt and printing money.

Alongside this, messages with conspiracy theories about elites and demographics circulate. These theses lack evidential support, and the assistant dismisses them in a cold tone, without validating them. Not everything it answers is verifiable, especially when the question is already loaded.

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Some summarize it in three words: the bot slips up. And it's true that it stumbles. The difference is that hardly any human analyst corrects themselves in public with such naturalness. It's a shame the AI doesn't get paid for it.