A lo mejor privatizar no baja los precios en sanidad. 
Lo que dicen los comunistas en BloombergBusinessWeek sobre un estudio de investigadores de HArvard:
Study Links Medical Costs and Personal Bankruptcy - Businessweek
El estudio de Harvard en el American Journal of Medicine 2009 pdf
By Catherine Arnst
Medical problems caused 62% of all personal bankruptcies filed in the U.S. in 2007, according to a study by Harvard researchers. And in a finding that surprised even the researchers, 78% of those filers had medical insurance at the start of their illness, including 60.3% who had private coverage, not Medicare or Medicaid.
El 78% de los quebrados tenian seguro médico al inicio de su enfermedad, de ellos el 60% privado, no Medicare o Medicaid
Medically related bankruptcies have been rising steadily for decades. In 1981, only 8% of families filing for bankruptcy cited a serious medical problem as the reason, while a 2001 study of bankruptcies in five states by the same researchers found that illness or medical bills contributed to 50% of all filings. This newest, nationwide study, conducted before the start of the current recession by Drs. David Himmelstein and Steffie Woolhandler of Harvard Medical School, Elizabeth Warren of Harvard Law School, and Deborah Thorne, a sociology professor at Ohio University, found that the filers were for the most part solidly middle class before medical disaster hit. Two-thirds owned their home and three-fifths had gone to college.
But medically bankrupt families with private insurance reported average out-of pocket medical bills of $17,749, while the uninsured's bills averaged $26,971.
Las familias con quiebras por causa medica con seguro privado declaran unos gastos no cubiertos - el famoso outofpocket- medios de 17749 dolares mientras los no asegurados la media es de 26971.
Of the families who started out with insurance but lost it during the course of their illness, medical bills averaged $22,658.
"For middle-class Americans, health insurance offers little protection. Most of us have policies with so many loopholes, co-payments, and deductibles that illness can put you in the poorhouse," said lead author Himmelstein. "Unless you're Warren Buffett:
:, your family is just one serious illness away from bankruptcy."
A menos que seas Warren Buffett tu familia.... pa reir o llorar :´´´(
....
It is unsustainable for our families, whose spiraling premiums and out-of-pocket expenses are pushing them into bankruptcy and forcing them to go without the checkups and prescriptions they need."
Highest Costs for Diabetes, Neurological Illness
The study was funded by the Robert Wood Johnson Foundation and published online June 4 by the American Journal of Medicine
...........
They found that a number of medical factors contributed to a family's financial disaster. More than 90% of medically related bankruptcies were caused by high medical bills directly or medical costs that were so high the family was forced to mortgage their home.
Mas del 90% de estas quiebras relacionadas con gastos medicos fueron tan altas que las familias se vieron obligadas a hipotecar la casa
:::
:
The remaining 8% went bankrupt because a medical problem caused them to lose income.
..............
Individuals with diabetes, one of the most common chronic diseases in the U.S., and those with neurological illnesses such as multiple sclerosis had the highest costs, an average of $26,971 and $34,167, respectively. Hospital bills were the largest single expense for half of all medically bankrupt families.
.............
Arnst is a senior writer for BusinessWeek based in New York.
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El estudio al que aluden:
www.law.harvard.edu/programs/petrie-flom/workshop/pdf/warren.pdf
In 2007, before the current economic downturn, an American family filed for bankruptcy in the aftermath of illness every 90 seconds; three quarters of them were insured.
Since 2001, the proportion of all bankruptcies attributable to medical problems has increased by 50%. Nearly two thirds of all bankruptcies are now linked to illness.
How did medical problems propel so many middle-class, insured Americans toward bankruptcy? For 92% of the medically bankrupt, high medical bills directly contributed to their bankruptcy. Many families with continuous coverage found themselves under-insured, responsible for thousands of dollars in out-of-pocket costs.
----Google_ En 2007, antes de la crisis económica actual, una familia estadounidense se declaró en quiebra a raíz de la enfermedad cada 90 segundos, tres cuartas partes de ellos estaban asegurados.
Desde 2001, la proporción de todas las bancarrotas atribuibles a problemas médicos pueden ha aumentado en un 50%. Casi dos tercios de todas las bancarrotas están vinculados a la enfermedad.
¿Cómo se impulsar tantos de clase media asegurados a la bancarrota por problemas médicos?
Para el 92% quiebras de causa medica, las cuentas médicas altas contribuido directamente a su quiebra. Muchas familias con cobertuta continua -asegurados- edad se encontraron poco cubiertos, responsable de miles de dólares en gastos directos de su bolsillo. -gastos no cubiertos, franquicia,...-
----------------------
The US health care financing system is broken, and not only for the poor and uninsured. Middle-class families frecuently collapse under the strain of a health care system that treats physical wounds, but often inflicts fiscal ones.
Google: La atención de salud de EE.UU. sistema de financiación se ha roto, y no sólo para los pobres y no asegurados. Familias de clase media frecuentemente colapsnr bajo la presión de un sistema de salud que trata a las heridas físicas, pero a menudo inflige heridas fiscales.
Lo que dicen los comunistas en BloombergBusinessWeek sobre un estudio de investigadores de HArvard:
Study Links Medical Costs and Personal Bankruptcy - Businessweek
El estudio de Harvard en el American Journal of Medicine 2009 pdf
By Catherine Arnst
Medical problems caused 62% of all personal bankruptcies filed in the U.S. in 2007, according to a study by Harvard researchers. And in a finding that surprised even the researchers, 78% of those filers had medical insurance at the start of their illness, including 60.3% who had private coverage, not Medicare or Medicaid.
El 78% de los quebrados tenian seguro médico al inicio de su enfermedad, de ellos el 60% privado, no Medicare o Medicaid
Medically related bankruptcies have been rising steadily for decades. In 1981, only 8% of families filing for bankruptcy cited a serious medical problem as the reason, while a 2001 study of bankruptcies in five states by the same researchers found that illness or medical bills contributed to 50% of all filings. This newest, nationwide study, conducted before the start of the current recession by Drs. David Himmelstein and Steffie Woolhandler of Harvard Medical School, Elizabeth Warren of Harvard Law School, and Deborah Thorne, a sociology professor at Ohio University, found that the filers were for the most part solidly middle class before medical disaster hit. Two-thirds owned their home and three-fifths had gone to college.
But medically bankrupt families with private insurance reported average out-of pocket medical bills of $17,749, while the uninsured's bills averaged $26,971.
Las familias con quiebras por causa medica con seguro privado declaran unos gastos no cubiertos - el famoso outofpocket- medios de 17749 dolares mientras los no asegurados la media es de 26971.
Of the families who started out with insurance but lost it during the course of their illness, medical bills averaged $22,658.
"For middle-class Americans, health insurance offers little protection. Most of us have policies with so many loopholes, co-payments, and deductibles that illness can put you in the poorhouse," said lead author Himmelstein. "Unless you're Warren Buffett:
:, your family is just one serious illness away from bankruptcy."A menos que seas Warren Buffett tu familia.... pa reir o llorar :´
´´(....
It is unsustainable for our families, whose spiraling premiums and out-of-pocket expenses are pushing them into bankruptcy and forcing them to go without the checkups and prescriptions they need."
Highest Costs for Diabetes, Neurological Illness
The study was funded by the Robert Wood Johnson Foundation and published online June 4 by the American Journal of Medicine
...........
They found that a number of medical factors contributed to a family's financial disaster. More than 90% of medically related bankruptcies were caused by high medical bills directly or medical costs that were so high the family was forced to mortgage their home.
Mas del 90% de estas quiebras relacionadas con gastos medicos fueron tan altas que las familias se vieron obligadas a hipotecar la casa
:
:::The remaining 8% went bankrupt because a medical problem caused them to lose income.
..............
Individuals with diabetes, one of the most common chronic diseases in the U.S., and those with neurological illnesses such as multiple sclerosis had the highest costs, an average of $26,971 and $34,167, respectively. Hospital bills were the largest single expense for half of all medically bankrupt families.
.............
Arnst is a senior writer for BusinessWeek based in New York.
<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<
El estudio al que aluden:
www.law.harvard.edu/programs/petrie-flom/workshop/pdf/warren.pdf
In 2007, before the current economic downturn, an American family filed for bankruptcy in the aftermath of illness every 90 seconds; three quarters of them were insured.
Since 2001, the proportion of all bankruptcies attributable to medical problems has increased by 50%. Nearly two thirds of all bankruptcies are now linked to illness.
How did medical problems propel so many middle-class, insured Americans toward bankruptcy? For 92% of the medically bankrupt, high medical bills directly contributed to their bankruptcy. Many families with continuous coverage found themselves under-insured, responsible for thousands of dollars in out-of-pocket costs.
----Google_ En 2007, antes de la crisis económica actual, una familia estadounidense se declaró en quiebra a raíz de la enfermedad cada 90 segundos, tres cuartas partes de ellos estaban asegurados.
Desde 2001, la proporción de todas las bancarrotas atribuibles a problemas médicos pueden ha aumentado en un 50%. Casi dos tercios de todas las bancarrotas están vinculados a la enfermedad.
¿Cómo se impulsar tantos de clase media asegurados a la bancarrota por problemas médicos?
Para el 92% quiebras de causa medica, las cuentas médicas altas contribuido directamente a su quiebra. Muchas familias con cobertuta continua -asegurados- edad se encontraron poco cubiertos, responsable de miles de dólares en gastos directos de su bolsillo. -gastos no cubiertos, franquicia,...-
----------------------
The US health care financing system is broken, and not only for the poor and uninsured. Middle-class families frecuently collapse under the strain of a health care system that treats physical wounds, but often inflicts fiscal ones.
Google: La atención de salud de EE.UU. sistema de financiación se ha roto, y no sólo para los pobres y no asegurados. Familias de clase media frecuentemente colapsnr bajo la presión de un sistema de salud que trata a las heridas físicas, pero a menudo inflige heridas fiscales.
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