Upstairs neighbor with an inflatable pool in his living room: what does insurance say?
A viral video shows a neighbor with an inflatable pool in his living room causing leaks downstairs. Does insurance cover this nonsense? Find out.
English · Original discussion in Spanish · Published
The upstairs neighbor's inflatable pool: an insured disaster
Having an inflatable pool in your living room is such a far-fetched idea that it seems impossible anyone would actually do it. Yet a video circulating on social media shows a tenant who has set up an inflatable pool in the living room of his apartment. The consequences: leaks in the downstairs neighbor's ceiling, who can't believe his eyes.
What to do when your upstairs neighbor has his own pool
The victim wonders, with humor and irony, what options he has. The most immediate answer is to file a claim with his home insurance. Multi-risk policies usually cover water damage, although it will have to be proven that the cause was an inflatable pool and not just a burst pipe. Some suggest the upstairs neighbor might have his own insurance, but given the level of this brainwave, perhaps he hasn't taken out any policy at all.
The video: a cult production
The recording, of deliberately mediocre quality with timeless music, has been described as "sublime" and "epic," reminiscent of 1970s cinema. A subjective take that contrasts with the real drama of those flooded.
With home insurance premiums on the rise, being the upstairs neighbor has never been so expensive. Or perhaps the next trend will be installing showers in the ceiling. We'll have to wait and see.
Having an inflatable pool in your living room is such a far-fetched idea that it seems impossible anyone would actually do it. Yet a video circulating on social media shows a tenant who has set up an inflatable pool in the living room of his apartment. The consequences: leaks in the downstairs neighbor's ceiling, who can't believe his eyes.
What to do when your upstairs neighbor has his own pool
The victim wonders, with humor and irony, what options he has. The most immediate answer is to file a claim with his home insurance. Multi-risk policies usually cover water damage, although it will have to be proven that the cause was an inflatable pool and not just a burst pipe. Some suggest the upstairs neighbor might have his own insurance, but given the level of this brainwave, perhaps he hasn't taken out any policy at all.
The video: a cult production
The recording, of deliberately mediocre quality with timeless music, has been described as "sublime" and "epic," reminiscent of 1970s cinema. A subjective take that contrasts with the real drama of those flooded.
With home insurance premiums on the rise, being the upstairs neighbor has never been so expensive. Or perhaps the next trend will be installing showers in the ceiling. We'll have to wait and see.
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Summary of a discussion on Burbuja.info - Foro de economía, actualidad y política., translated from Spanish and reviewed before publication. Read the full discussion (16 replies).
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