Townhouses: The home you buy when a detached house is out of reach
Is buying a townhouse worthwhile, or is it the worst option on the market? The question starts with a provocative thesis —read by several forum participants as a proposal to ban them— and ends as a detailed review of prices, stairs, neighbors, and bills. The townhouse has consolidated as the housing for those who want to leave the apartment block without paying for an independent house, and that intermediate position earns detractors from both sides. For some, it is an apartment block with 40 to 60 square meters per floor; for others, the most affordable detached option. The surprising fact: some claim a townhouse in a Madrid mountain village now costs almost the same as a flat in Montecarmelo.
What you buy for the price of a flat
The most repeated comparison is not with the detached house, but with the flat. A recurring calculation places a townhouse around 500,000 euros, a figure many identify with a consolidated neighborhood flat, which instead delivers a private garage, storage room, garden, and two light-facing facades. Those who defend this option argue that in a townhouse, you own 100% of the land, whereas in an apartment block, you do not own the land. They add a long-term argument: on that plot, in fifty years, children could build something else.
The counterattack is common sense. The criticism is not against semis or independent houses; what is questioned is whether the townhouse is the solution. Some summarize it plainly: it is the home you buy to escape a flat, but without enough money to pay for an independent one. The surface area betrays it. Facing the 200 or 300 square meters of built area some attribute to the model, real townhouses are built on floors of 40 to 60 square meters, or 90 in the best case, turning the house into a shoebox distributed vertically.
Stairs, the problem that appears with age
The most repeated argument has nothing to do with price. Climbing stairs daily stops being a virtue and becomes a sentence. Those living in a two-story house recognize they spend their whole life downstairs and may go days, even weeks, without stepping on the upper floor, to the point of cursing every alucinación. The warning extends to three- and four-story townhouses: they are designed for young bodies and inhabited for decades.
The scenario no one wants to look at is broken hip and reduced mobility. The recommendation arising from that experience is clear: concentrate life on the ground floor and use upper floors only for sleeping. But that solution requires a ground floor with a bedroom and bathroom, something the average townhouse does not offer. And when the problem arises, the adaptation bill appears: some remember that elevators and dumbwaiters exist, while others warn that not every house has the space or structure to install one, so it is best to check before buying.
Noise, neighbors, and the garden myth
Sharing a wall is the inherited sentence from the flat. Cited cases range from a neighbor’s renovation leaving the party wall exposed —and leaving acoustics worse than in a block— to a dog barking three meters from the window, a barbecue five meters from the living room, or an unknown car parked in front of your own garage until you pay for a space. The conclusion some draw is blunt: never share anything with a neighbor.
The opposing view does not deny the noise; it resizes it. A townhouse has only two neighbors, one on each side, compared to those above, below, and opposite in a block, reducing the number of fronts. Regarding the garden, irony is recurrent: in most townhouses, there are more square meters of built area than green space, and calling any patio a garden stretches the language. Security is another double-edged coin: some value that neighbors deter thieves, while others recount repeated robberies until selling the house, with the buyer stripped the same day as moving in.
The bill: from shared insulation to the cold of the plateau
Here numbers rule and contradict each other. A homeowner with 450 useful square meters distributed across two floors declares around 400 euros per month in electricity in winter, in a cold and humid area. Another, with 150 useful square meters in a single floor and heat pump in the Seville metropolitan area, insists the expense is irrelevant and that until late December he did not turn on heating with 22 or 23 degrees at home. In between, a third case attributes 65 percent of consumption to heating, with almost 300 euros monthly.
The shared insulation of side walls plays in favor, and well-executed insulation plays more. Those who highlight it point to central European construction standards and homes maintained at 21 degrees all year almost without turning anything on. Maintenance adds another modest but constant pinch: in one of the cited cases, they speak of 58 euros per month on average. The trap lies in size and climate, not in the typology.
In the end, the proposal to ban townhouses lacks its own arguments: if there is business and someone prefers to pay almost like a detached house to hear the neighbor’s sardines, the market has already voted. To ban, in any case, should itself be banned.
Summary of a discussion on Burbuja.info - Foro de economía, actualidad y política., translated from Spanish and reviewed before publication.
Read the full discussion (395 replies).
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