Bull wrecks a Peugeot 208 in Spain and insurance may not cover it

A bull wrecked a Peugeot 208 during a bull-running event in Spain. The car was written off and the insurer may refuse to pay. Who is liable?

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Bull wrecks a Peugeot 208 in Spain and insurance may not cover it
Bull turns a Peugeot 208 into scrap metal: the insurer may not pay

A 600-kilo bull can wreck a car in a matter of seconds. The question is not how, but who pays for the damage. At a bull-running event in Spain, a Peugeot 208 parked along the animal's route ended up looking like a crushed soda can: crumpled bodywork, a bent rear axle and a total write-off. The video of the incident is already circulating on social media, and the debate is focused on liability.

The car, a Stellantis, could not withstand the charge

The vehicle, a Peugeot 208, belongs to the Stellantis group, and the comments pull no punches: "modern cars are top quality", people joke, but the reality is that the animal left it "totally wrecked". The damage is obvious: the bodywork around the rear wheel was crumpled like aluminium foil, and the rear axle was bent. A total write-off, according to the experts who have seen the footage.

Who pays? The insurer, the town council or the owner

The immediate question is whether insurance covers this kind of damage. Many drivers do not have comprehensive coverage, and in that case, the insurer could refuse to pay. Some also point the finger at the town council: the car was parked right in the bull's path, and instead of removing it, they left it there, perhaps to add to the spectacle. Municipal liability could be key. Meanwhile, someone offered 300 euros for the car, but it is not even worth half that as scrap.

The question remains open: should the town council compensate the owner for failing to remove the vehicle, or does the driver assume the risk by parking in a bull-running zone? Meanwhile, the owner of the 208 already knows that his French car did not hold up, and that bureaucracy can be fiercer than the animal itself.

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Summary of a discussion on Burbuja.info - Foro de economía, actualidad y política., translated from Spanish and reviewed before publication. Read the full discussion (43 replies).

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