importante sobre MBS

como se ha escrito a menudo en este foro una buena parte de las hipotecas son vendidas por los bancos a fondos o privados como Mortgage Backed Securities.
Hasta ahora yo habia entendido que los compradores asumian el riesgo de credito de esas hipotecas pero acabo de enterarme que no es asi'.
En cas de insolvencia el banco emisor esta obligado a recomprar las hipotecas asi que realmente es el que soporta el riesgo de credito.

Bum! Sorpresa!, Las finanzas del mundo se empiezan a parecer a un casino..., como en el caso del juego, las fichas van cambiando de manos y al final quien suele ganar es el casino...

3,2,1, O R O

saquetas de Goldman dijo:

Bum! Sorpresa!, Las finanzas del mundo se empiezan a parecer a un casino..., como en el caso del juego, las fichas van cambiando de manos y al final quien suele ganar es el casino...

3,2,1, O R O

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http://worldvisionportal.org/WVPforum/viewtopic.php?t=160

What the above survey is telling us is that banks are not revealing their gambling losses and no-one knows how much they've gambled and lost to date. Common sense tells you that sooner or later, they have to leave the poker table.

Winners always leave the gambling table with a big smile and you can see the chips in their hand to know they won more than they had bet. But loosers always walk away quietly and don't talk about how much they lost. If a bank makes a good profit (won their bet), they would be telling everyone that their derivative contracts have paid off and they're sitting pretty. In reality, the big-time gambling banks are not talking and won't tell anyone how much they gambled or how much they lost.

We've been hoodwinked and the game is pretty much over.

“Banks lend by creating credit. They create the means of payment out of nothing”

— Ralph M. Hawtrey (Secretary of the British Treasury)