Burbuja.info - Foro de economía > > > New Century (hipotecas en usa) se desploma en bolsa
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  #11  
Antiguo 12-mar-2007, 15:15
mac1929 mac1929 está desconectado
Agarrao a las kalandrakas
 
Fecha de Ingreso: 28-junio-2006
Mensajes: 1.727
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473 Agradecimientos de 211 mensajes
Y si New Century quiebra, ¿que pasa con las obligaciones que emitió? ¿no se devuelven? ¿hipoteca gratis?


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  #12  
Antiguo 12-mar-2007, 15:19
Miss Marple Miss Marple está desconectado
más allá de la burbuja
 
Fecha de Ingreso: 27-junio-2006
Ubicación: Vigàta
Mensajes: 4.023
Gracias: 585
19.316 Agradecimientos de 1.891 mensajes
Iniciado por mac1929
Y si New Century quiebra, ¿que pasa con las obligaciones que emitió? ¿no se devuelven? ¿hipoteca gratis?

........


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  #13  
Antiguo 12-mar-2007, 15:34
Jose Jose está desconectado
Agarrao a las kalandrakas
 
Fecha de Ingreso: 07-noviembre-2006
Mensajes: 1.575
Gracias: 4
806 Agradecimientos de 236 mensajes
De momento suspendida de cotización , supongo que por subasta de volatilidad , recordad que hoy hay cambio horario allí y abrían a las 14,30 hora spain.


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  #14  
Antiguo 12-mar-2007, 18:29
>> 47 << >> 47 << está desconectado
ir-
 
Fecha de Ingreso: 28-agosto-2006
Mensajes: 24.412
Gracias: 1.995
8.154 Agradecimientos de 3.994 mensajes
Iniciado por primo-larry
Ojalá le den un poquito de bombo y platillo en los medios

Me temo que el gobierno no lo permitirá.






Si alguien ingenuo e "infantil", quiere preguntarles "ka pasao" sin intermediarios...



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  #15  
Antiguo 12-mar-2007, 18:41
Jose Jose está desconectado
Agarrao a las kalandrakas
 
Fecha de Ingreso: 07-noviembre-2006
Mensajes: 1.575
Gracias: 4
806 Agradecimientos de 236 mensajes
(Reuters) - Las acciones europeas cayeron el lunes por un descenso de los títulos financieros, castigados por las preocupaciones por la salud de los prestamistas hipotecarios estadounidenses que atienden a clientes riesgosos.

Una baja de los precios del petróleo pesó también sobre las acciones energéticas.


El índice de acciones europeas líderes FTSEurofirst 300 cerró extraoficialmente con una baja de un 0,42 por ciento a 1.483,14 puntos, luego de una sesión volátil.


Analistas pronostican una mayor inestabilidad en el futuro.

Lo mejor es la palabra riesgosos.

saludos;


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  #16  
Antiguo 12-mar-2007, 18:56
>> 47 << >> 47 << está desconectado
ir-
 
Fecha de Ingreso: 28-agosto-2006
Mensajes: 24.412
Gracias: 1.995
8.154 Agradecimientos de 3.994 mensajes
Iniciado por Jose
Analistas pronostican una mayor inestabilidad en el futuro.

Lo mejor es la palabra riesgosos.

saludos;

Con los desesperaos que van, lo más probable es que acaben "vasándose" en datos.




...y tirándose a la bebida.



...y hasta a la abstemia.


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  #17  
Antiguo 12-mar-2007, 19:09
Jose Jose está desconectado
Agarrao a las kalandrakas
 
Fecha de Ingreso: 07-noviembre-2006
Mensajes: 1.575
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806 Agradecimientos de 236 mensajes
NUEVA YORK (Reuters) - La Bolsa de Nueva York considera suspender las acciones de New Century Financial Corp. y actuar para sacar del mercado a los títulos del prestamista hipotecario a clientes de alto riesgo, o mantener a la compañía bajo revisión, dijo el lunes una fuente cercana al asunto.



La fuente dijo que si la Bolsa de Nueva York mantiene bajo revisión a New Century, las transacciones podrían reanudarse o suspenderse. La Bolsa de Nueva York no quiso comentar el asunto.

La Bolsa de Nueva York dijo antes el lunes que retrasaría la cotización de las acciones de New Century, luego de que el prestamista anunció que sus acreedores planeaban dejar de financiarlo.


La suspensión de la cotización puede prevenir que inversionistas que han hecho ventas cortas de acciones de New Century deshagan sus posiciones.


Al 8 de febrero, más de un 30 por ciento de las acciones en circulación de New Century se vendieron en operaciones cortas, en las que el vendedor no posee los títulos y que constituyen una apuesta a que el precio de éstos caerá.


Esto empeora por momentos;
saludos;


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  #18  
Antiguo 12-mar-2007, 20:19
Jose Jose está desconectado
Agarrao a las kalandrakas
 
Fecha de Ingreso: 07-noviembre-2006
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806 Agradecimientos de 236 mensajes
NEW CENTURY, NEW PAIN


El artículo esta en inglés, es de hoy y no tiene desperdicio.


By Emily Kaiser

CHICAGO (Reuters) - Renae Gorney sees the human side of the slumping U.S. housing market, the people whose homes are part of the $1 trillion worth of unconventional mortgages that are about to get more expensive.

Gorney, director of loss mitigation at Freedom Foreclosure Prevention Services in Mesa, Arizona, receives more than 300 applications a month from people facing foreclosure, and has little faith in forecasters who say the worst of the housing market downturn is over.

"It's going to be a bloodbath this year," she said.

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Many of her clients -- homeowners who come for help renegotiating mortgage terms or to work out deals to avoid foreclosure -- have adjustable-rate mortgages that initially carried lower interest rates but will soon spike up.

The Mortgage Bankers Association estimates that between $1 trillion and $1.5 trillion in adjustable-rate mortgages face an interest rate reset this year.

As the housing market cools and homeowners have trouble refinancing or selling, more people are falling behind on mortgage payments. The delinquency rate for all types of mortgages rose to 4.67 percent in the third quarter of 2006 from 4.39 percent in the prior three months, a gain of 6 percent, according to the Mortgage Bankers Association.

Foreclosures last year were up 42 percent from 2005 levels, and will likely rise another 20 percent to 25 percent this year, real estate information service RealtyTrac Inc. says

A jittery Wall Street has focused on the subprime mortgage sector, which lends money to people with poor credit histories. One such mortgage company, New Century Financial Corp., has said its lenders plan to halt the financing it may need to fund its operations, as bad loans keep piling up.

While subprime mortgages have spread credit more widely and helped more people buy their own homes, critics contend a hot real estate market encouraged lenders to get more aggressive and offer increasingly complicated terms that borrowers did not always fully understand.

Housing has always been an integral part of the U.S. economy, but it has taken on greater significance in recent years as many consumers took out home equity loans and ramped up their spending.

Some economists worry that as house prices fall and lenders tighten credit terms, consumers will curb spending and drag down the U.S. economy.

Christopher Cagan, director of research and analytics at First American CoreLogic, estimates that adjustable-rate mortgage resets will trigger some 1.1 million foreclosures over the next 5 or 6 years, wiping out $110 billion in equity.

That may sound like a lot, but Cagan does not believe the fallout will tank the $13 trillion U.S. economy or even the mortgage industry.

"It's less than we spend on alcoholic beverages," he said


Bill Rayburn, chairman and chief executive of FNC Inc., which provides collateral data to banks, said lenders are increasingly eager for information to help them value homes for both loans and foreclosures.

"Our phones are ringing off the hook," he said.

Rayburn, whose firm takes data from home appraisers to help banks process information for some 400,000 loans a month, said bankers "are in bunker mentality" as the housing market slumps, and desperate for details such as whether they can quickly resell a foreclosed home.

SIGN, SIGN, SIGN


Lack of information is a big part of the problem for borrowers, said Freedom Foreclosure Prevention's Gorney. She says "99.99 percent of people just sign, sign, sign" without fully understanding mortgage terms.

Some of her clients had borrowed 100 percent of the purchase price on homes that are now worth less than the mortgage. She has referred a few to attorneys general to investigate whether they fell victim to fraudulent lenders.

"They've been sold the American dream and now there is no way to go forward," she said.

She talks of clients who signed blank loan documents and later discovered that they had agreed to interest rates as high as 10 percent. Others learned of high rates when it was too late to do much about it -- their belongings were on a moving truck in the parking lot while they signed the documents to close on a new house


Malachi Cade, one of Gorney's clients in Monroe, Louisiana, said he didn't realize that he was late on his mortgage payment until the bank mailed back his check. When he called to find out why, they told him he was four or five months behind and they had started foreclosure procedures.

He's still not exactly sure what happened.

As the number of homeowners in financial distress soars, Gorney said banks are increasingly willing to consider alternatives that may be cheaper and faster than foreclosure.

Some troubled homeowners are turning over deeds in exchange for banks ripping up mortgages, a practice called "deed in lieu" of foreclosure. It damages credit ratings, but not as severely as a foreclosure would.

Even with those tools available, Gorney rejects nearly half of the applications she receives from homeowners looking for a way to avoid foreclosure because there is simply nothing she can do to help them.

Despite such problems, Rick Sharga at RealtyTrac said subprime mortgages aren't bad. It was more a matter of bad timing.

"We wouldn't be having this discussion if the real estate market was still booming," he said.


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  #19  
Antiguo 12-mar-2007, 20:57
Crash Crash está desconectado
Supermiembro
 
Fecha de Ingreso: 25-abril-2006
Ubicación: Barcelona
Mensajes: 1.471
Gracias: 57
165 Agradecimientos de 90 mensajes
Iniciado por Pasapisero
¿Como se dice New Century en español?
¿Caja Murcia? ¿Caja Sur?

Zaragozano.


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  #20  
Antiguo 12-mar-2007, 21:29
eduenca eduenca está desconectado
Burbujista obsesivo
 
Fecha de Ingreso: 25-noviembre-2006
Mensajes: 2.460
Gracias: 109
724 Agradecimientos de 240 mensajes
Iniciado por Pasapisero
¿Como se dice New Century en español?
¿Caja Murcia? ¿Caja Sur?

Se dice CAM.


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