HSBC: sube la jovenlandesesidad
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Neutron_Mortgages
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eduenca dijo:
La fuente, la fuente, que sino pierden mucho interés estos post.
¿algún link?
En cualquier caso, la jovenlandesesidad no puede subir, el gobierno no lo permitirá, y menos aún ex-burbujista ...
Neutron_Mortgages dijo:La fuente, la fuente, que sino pierden mucho interés estos post.
¿algún link?
En cualquier caso, la jovenlandesesidad no puede subir, el gobierno no lo permitirá, y menos aún ex-burbujista ...
3 noticias bombas en http://calculatedrisk.blogspot.com/
HSBC baja del 2.5%
Agencia de noticias REUTERS. 08/02/2007Neutron_Mortgages dijo:La fuente, la fuente, que sino pierden mucho interés estos post.
¿algún link?
En cualquier caso, la jovenlandesesidad no puede subir, el gobierno no lo permitirá, y menos aún ex-burbujista ...
¿Crece la jovenlandesesidad en EEUU? HSBC aumenta provisiones un 20%
11:01
El Hong Kong & Shangai Banking Corporation (HSBC), el tercer banco más grande del mundo, considera que la ralentización de los precios de la vivienda en EEUU está coincidiendo con un fuerte incremento de los impagos hipotecarios en el país. Por ello, ha decidido elevar sus provisiones relacionadas con esta partida para el ejercicio 2006 en un 20%. El banco asegura que el incremento de las deudas se produce sobre todo en "los préstamos más recientes y en un momento en el que la falta de apreciación de los activos reduce las opciones financieras". Esta tendencia parace estar trasladándose en menor medida a créditos de mayor magnitud, en un momento en el que "los tipos hipotecarios abandonarán los niveles bajos".
(Fuente: ElEconomista.es - 08/02/2007)
11:01
El Hong Kong & Shangai Banking Corporation (HSBC), el tercer banco más grande del mundo, considera que la ralentización de los precios de la vivienda en EEUU está coincidiendo con un fuerte incremento de los impagos hipotecarios en el país. Por ello, ha decidido elevar sus provisiones relacionadas con esta partida para el ejercicio 2006 en un 20%. El banco asegura que el incremento de las deudas se produce sobre todo en "los préstamos más recientes y en un momento en el que la falta de apreciación de los activos reduce las opciones financieras". Esta tendencia parace estar trasladándose en menor medida a créditos de mayor magnitud, en un momento en el que "los tipos hipotecarios abandonarán los niveles bajos".
(Fuente: ElEconomista.es - 08/02/2007)
Última edición:
DesdeDallas
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Otro link sobre la misma noticia
http://biz.yahoo.com/ap/070208/mortgage_lenders.html?.v=1
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NEW YORK (AP) -- The mortgage industry plunged deeper into distress this week as two lenders said sagging home prices and higher interest rates are pushing many borrowers into delinquency.
HSBC Holdings PLC, Europe's biggest bank and a major player in the U.S. mortgage industry, said the market for "subprime" mortgages, or home loans to people with blemished or limited credit histories, is in trouble.
Analysts' estimate for how much HSBC needs to sock away for problem loans is shy by a fifth, HSBC said. The London-based bank estimates it needs to set aside almost $10.6 billion to cover loans it won't be able to collect.
...
During the housing boom, many mortgage banks devised crafty loans allowing people to borrow money with no down payment and pay low interest rates for the first few years on adjustable mortgages. Now, as interest rates reset higher, more borrowers are missing payments and many lenders are going out of business or putting themselves up for sale.
Subprime loans were once very attractive to some banks due to their higher interest rates.
But HSBC said the weak housing market exacerbates credit problems in the subprime mortgage space. Until a little more than a year ago, stretched borrowers who needed to raise cash could take out a second mortgage on their houses and use that money to pay off loans. With housing prices stagnant -- and in some markets falling -- consumers' best source of financing has shriveled.
The problem for these types of lenders may not go away quickly.
"We expect poor subprime credit trends to continue at least through 2007 and into 2008," Merrill Lynch analyst Kenneth Bruce wrote in a research report.
...
When lenders sell loans, the deals normally include clauses allowing investors to force a lender to buy back a loan if the borrower misses an early payment. Roth Capital Partners analyst Richard Eckert said missed payments on subprime loans have become "epidemic," and investors are sending loans back to lenders with unusual frequency.
...
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http://biz.yahoo.com/ap/070208/mortgage_lenders.html?.v=1
####################
NEW YORK (AP) -- The mortgage industry plunged deeper into distress this week as two lenders said sagging home prices and higher interest rates are pushing many borrowers into delinquency.
HSBC Holdings PLC, Europe's biggest bank and a major player in the U.S. mortgage industry, said the market for "subprime" mortgages, or home loans to people with blemished or limited credit histories, is in trouble.
Analysts' estimate for how much HSBC needs to sock away for problem loans is shy by a fifth, HSBC said. The London-based bank estimates it needs to set aside almost $10.6 billion to cover loans it won't be able to collect.
...
During the housing boom, many mortgage banks devised crafty loans allowing people to borrow money with no down payment and pay low interest rates for the first few years on adjustable mortgages. Now, as interest rates reset higher, more borrowers are missing payments and many lenders are going out of business or putting themselves up for sale.
Subprime loans were once very attractive to some banks due to their higher interest rates.
But HSBC said the weak housing market exacerbates credit problems in the subprime mortgage space. Until a little more than a year ago, stretched borrowers who needed to raise cash could take out a second mortgage on their houses and use that money to pay off loans. With housing prices stagnant -- and in some markets falling -- consumers' best source of financing has shriveled.
The problem for these types of lenders may not go away quickly.
"We expect poor subprime credit trends to continue at least through 2007 and into 2008," Merrill Lynch analyst Kenneth Bruce wrote in a research report.
...
When lenders sell loans, the deals normally include clauses allowing investors to force a lender to buy back a loan if the borrower misses an early payment. Roth Capital Partners analyst Richard Eckert said missed payments on subprime loans have become "epidemic," and investors are sending loans back to lenders with unusual frequency.
...
################################
http://www.bloomberg.com/apps/news?pid=20601087&sid=a_5yXyTNLmEw&refer=home
No tiene desperdicio.
Todas las empresas de mercado hipotecario caen:
Las usureras, de refinanciación:
The stock of Irvine un 36%
Accredited Home Lenders Holding Co. 6%
Novastar Financial Inc. 11%
American Home Mortgage Investment Corp. 8,1%
Las hipotecarias:
HSBC 2.6% el tercer mayor banco mundial.
H&R Block Inc. 3,6%.
Washington Mutual Inc.
Countrywide Financial Corp.
IndyMac Bancorp Inc. las tres han bajado más de 2,5%
Y también que todas (16) las inmobiliarias del S&P homebuilders index han cerrado en negativo ya que el pinchazo de la burbuja allí parece ser más profundo que el esperado.
Botton?
``Despite what people might say in terms of the bottoming in the housing market, if we are at the bottom, we're not going to be up off this bottom for at least a year or two,'' said Ernie Ankrim, who helps oversee $181 billion as chief investment strategist at Russell Investment Group in Tacoma, Washington. ``That's bad for the market.''
http://www.bloomberg.com/apps/news?pid=20601087&sid=aHll3IPY3A8g&refer=home
Un Saludo.
No tiene desperdicio.
Todas las empresas de mercado hipotecario caen:
Las usureras, de refinanciación:
The stock of Irvine un 36%
Accredited Home Lenders Holding Co. 6%
Novastar Financial Inc. 11%
American Home Mortgage Investment Corp. 8,1%
Las hipotecarias:
HSBC 2.6% el tercer mayor banco mundial.
H&R Block Inc. 3,6%.
Washington Mutual Inc.
Countrywide Financial Corp.
IndyMac Bancorp Inc. las tres han bajado más de 2,5%
Y también que todas (16) las inmobiliarias del S&P homebuilders index han cerrado en negativo ya que el pinchazo de la burbuja allí parece ser más profundo que el esperado.
Botton?
``Despite what people might say in terms of the bottoming in the housing market, if we are at the bottom, we're not going to be up off this bottom for at least a year or two,'' said Ernie Ankrim, who helps oversee $181 billion as chief investment strategist at Russell Investment Group in Tacoma, Washington. ``That's bad for the market.''
http://www.bloomberg.com/apps/news?pid=20601087&sid=aHll3IPY3A8g&refer=home
Un Saludo.
Última edición:
Perdona Rosso, estaba editando el post anterior para incluir lo de las inmobiliarias y no he leído tu post.
Los "prestamos bajo prima" americanos son los prestamos de alto riesgo de insolvencia del prestatario, con intereses muy elevados y la última tabla de salvación de los pepitos americanos refinanciados.
Un Saludo.
Los "prestamos bajo prima" americanos son los prestamos de alto riesgo de insolvencia del prestatario, con intereses muy elevados y la última tabla de salvación de los pepitos americanos refinanciados.
Un Saludo.
