Salimos en la B B C - Page 3

>> 47 << · #31 (**permalink**) 11-25-2007, 09:35 PM

Otro video reciente aportado por confused76 en http://www.housepricecrash.co.uk/new...arket-8339.php

Property market uncertain

http://news.bbc.co.uk/player/nol/new...&news=1&ms3=62

-->The credit crunch and higher interest rates are among the factors that are making the property market uncertain.

>> 47 << · #32 (**permalink**) 02-04-2008, 03:02 PM

Posted by monty032

Cita:

Mon 4 Feb, 8:30 pm - 9:00 pm 30mins

Bursting the House Price Bubble

An exposure of sharp practice in the housing market which has kept house prices artificially high and plunged some homeowners into negative equity.

Developers, valuers and solicitors all come under the microscope in Raphael Rowe's report, which reveals some nasty surprises for those who joined the buy-to let-frenzy.

Dentro de unos días probablemente podrá visualizarse aquí.
http://www.bbc.co.uk/panorama

Cita:

Actualizo información:

Cita:

http://news.bbc.co.uk/2/hi/programme...ma/7227310.stm
Mortgage lenders have called for tighter rules to stop possible mortgage fraud involving the sale of newly built city-centre flats.

The Council of Mortgage Lenders (CML) said that a slowing market could tempt some developers into offering greater "incentives" to potential buyers.

Deals such as cash-back offers, the lenders insisted, might inflate the headline value of a property.

And that could see them being duped into granting excessive mortgages.

The CML concerns feature in tonight's Panorama investigation into the sharp practice in the housing market where purchase values and potential rental incomes for buy-to-let investors can be hugely inflated.

Bad news
The warning of potential problems came in the CML's fortnightly publication News and Views.

"In recent years, discounts and incentives have had the effect of making the real value of new homes less than transparent," it said.

"This is bad news for genuine buyers and for lenders.

"Buyers may find themselves with a mortgage worth more than the property's value, while lenders may find themselves exposed to fraud and the risk of loss," it added.

With prices now falling in many parts of the country, lenders are concerned that they may be tricked into offering mortgages that are too big, due to the sales tactics of developers desperate to offload their recently built flats.

The CML pointed to the substantial incentives that can keep the headline sale price of a property unchanged, while reducing the actual cash needed by a buyer to go through with the deal.

Among the things it is worried about are the paying of legal fees and stamp duty, cash-backs, offers of free holidays, the supply of white goods or even the arrangement of reduced mortgage payments.

Standards
While professionals who do the conveyancing, typically solicitors, are supposed to tell lenders of any such deals, they will not be able to do so if the incentives are hidden from them.

Concern over this problem was expressed last week by the Financial Services Authority in its Financial Risk Outlook.

Bernard Clarke, speaking for the CML, said it wanted developers to sign up for the codes of practice that currently applies to both solicitors and valuers.

"We want developers to uphold similar sorts of standards," he said.

He conceded though that, so far, it had not been a widespread problem.

"We don't think there is a lot of this going on," said Mr Clarke.

"But lenders are concerned this area has been targeted."

Aquí está el video de 30 minutos:
http://news.bbc.co.uk/player/nol/new...news=1&bbcws=1

Tambien en youtube:
From: prophetprofit
http://www.youtube.com/watch?v=0_mzhJh-JlQ
http://www.youtube.com/watch?v=NnJZWILUSbk
http://www.youtube.com/watch?v=S-eiC1PdNkE

>> 47 << · #33 (**permalink**) 03-23-2008, 08:48 PM

Tent cities have sprung up outside Los Angeles as people lose their homes in the mortgage crisis. Who do you think is at fault here, The lenders, the government or the people themselves? Will there be a second GREAT DEPRESSION?

Cita:

Added: March 22, 2008
Views: 9
From: Neatstuff2008

Here are some videos of a tent city / shanty town that has popped up in the suburbs of Southern California.
I've never seen anything like this in America since the great depression.

From: patricke123

Cita:

>> 47 << · #34 (**permalink**) 04-11-2008, 01:23 PM

Added: April 10, 2008
Could the credit crunch cause a housing price slump similar to that experienced in the UK in the 1990s?
From: bbcworldnews

Cita:

Rocket · #35 (**permalink**) 04-11-2008, 02:54 PM

Joder, pobre gente... desde luego, el mundo se va a la mierda a pasos agigantados.

Quien diga que todo va bien, es que no le interesa que nada cambie, o no tiene ni puta idea de lo que realmente esta pasando

olympus1 · #36 (**permalink**) 04-17-2008, 06:04 PM

Y no confundir que vayan sobrados de razón con que se dan un alegrón cuando las cosas nos van mal.

>> 47 << · #37 (**permalink**) 04-18-2008, 05:49 PM

Los rusos borregueros y dóciles a pesar de la supuesta y peligrosa formación soviética bolchevique revolucionaria y tal, salen en France 24.

Anda que...

Mientras no se redoblen empujoncitovich...

Cita:

From: france24
Added: April 18, 2008
REPORTAGE: Les foyers pour travailleurs de l'époque soviétique ont été laissés à l'abandon. Ils constituent pourtant une solution précaire pour faire face à la crise du logement. (Reportage : Romain Goguelin)

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>> 47 << · #38 (**permalink**) 04-20-2008, 07:59 PM

¿¿¿Os imaginais un presentador de TVE diciendo a los megapepitos...

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"... we've been on air 5-6 seconds, and already your house is worth less than when we started"

http://news.bbc.co.uk/player/nol/new...236728&bbcws=1

The Andrew Marr Show is broadcast on BBC One and live on this website on Sundays at 0900 GMT.

Thank you, doomwatch

>> 47 << · #39 (**permalink**) 05-05-2008, 04:15 AM

Cita:

Originalmente Escrito por >> 47 <<

Salimos en la B B C

Mientras, los británicos salen en la CNN.

Cita:

Added: May 01, 2008
From: CNN

Britain's housing market is feeling the credit crunch.
UK housing woes.

CNN's Jim Boulden looks at whether the worst is yet to come.

Views: 204

¿Y por que ni pañoles ni británicos salimos en TV de Especulandia? ¿Ein?

¿Por qué tanto miedo a abrir los ojos a los prepepitos? ¿Al servicio de quienes está la TV púsblica?

>> 47 << · #40 (**permalink**) 05-05-2008, 07:23 PM

BBC, France24, CNN...

Mientras aquí todo va de tapadito, sin transparentar informativamente comparativas ni pronósticos de lo que es realmente un ciclo, ...desde el exterior seguimos saliendo ante los ojos del mundo mundial.

La evolución de los precios de los tochos norteamericanos, británicos y pasñioles salen retratados simultaneamente en el FT.com.

Portada hoy en www.itulip.com

Fue también el día 3, hamigos. Esto es la gwerra.

Cita:

From: evasvideos
Views: 4,463
Added: April 03, 2008

Ojito al grafico del minuto 1:14, prepepitos.

Mucho más marcado el desnivel del post-estallido del año 88 que la gráfica que reproduce en portada los hamijos de http://www.housepricecrash.co.uk/
Segun el video la asequibilidad del 95-96 sería mayor que en el 84.

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Fijarsus, que no hay que picar al primer rebajón. Al primer drastic declain.

Si a partir del 88 estalla, y os precipitais a endeudaros estupidamente en el año 89, en el 90, en el 91... la estaréis cagando estrepitosamente. Cuando el mejor momento fue en el 95-96

¿Aprendereis algo con eso, prepepitos? ¿Que hará el vendedor mientras tanto con el dinero que firmeis entregarle hoy, de 30 años de vuestro futuro, si los bancos no le dan interes suficiente? Con ese dinero acaparará cereales y combustibles especulativamente, dificultandoos el pago del cipotecón si crece la inflación para lo más básico, con el dinero que habeis entregado y puesto en circulación a través del vendedor. El vendedor no podría especular con cereales y combustibles, si no dispusiera de ese dinero traido del futuro por vosotros, oligofrenicamente. No dispondría de ese dinero, si os negais a endeudaros y a hincharos la inflación vosotros mismos.

El vendedor solo podrá vender al precio que podais pagar sin endeudaros. Ese será el valor de la vivienda, proporcional y asequible a la mayoría de franjas salariales. Si no, no venderá. Punto.

De esta manera con el dinero que le deis, sin traerlo del futuro, sin endeudaros oligofrénicamente, no podrá hincharos tanto a vosotros mismos los precios de cereales y combustibles y lo más básico respecto a vuestros salarios.

Examen sorpresa para prepepitos:

Respecto al estallido post año 88.
1- ¿Hay que empepitarse un año después del pedo?
No
2- ¿Hay que empepitarse dos años despues del pedo?
Noooo
3- ¿Hay que empepitarse siete años después del pedo en el 95?
Tampoco. ¿Quien ha dicho que sí?

Comprareis sin endeudaros. No hay que endeudarse. Si os endeudais, mantendreis los tochos artificialmente hinchados, y con el dinero que logre el vendedor os hinchará los precios de lo más básico, si los bancos no le dan interés suficiente respecto inflación real. ¿Si o sí?

¿Algun prepepito compulsivo todavía no lo ha entendido?

>> 47 << · #41 (**permalink**) 05-14-2008, 02:54 PM

Enlace y video
http://news.bbc.co.uk/1/hi/business/7400074.stm

Cita:

Government figures on Tuesday showed that the rate of consumer inflation reached its highest level in 13 months driven by high food and fuel costs.

Mr King said inflation would probably stay above the government target of 2% for two years, hampering the economy.

He added that house prices were set to fall further, though no one could be certain how far they would decline.

Mr King also spoke of the difficult balancing act the Bank had in juggling a slowing economy and accelerating inflation.

"The balancing act faced by the Monetary Policy Committee (MPC) is even more challenging than it was in February," he said as the Bank presented its latest quarterly inflation report.

...

Mr King said that external factors, such as high food and fuel prices, and problems in the global financial markets and the subsequent credit crunch, were hitting the UK and would have a noticeable impact on the economy.

"The central projection is for growth to slow sharply in the near term," he said.

Cita:

Mervyn King, Governor of the Bank of England, warned today that inflation could top 4 per cent this year as the economy grinds to a halt.
http://business.timesonline.co.uk/to...cle3930094.ece

The gloomy forecast comes just a day after official figures revealed that inflation rose at the fastest pace in nearly six years last month on the back of soaring fuel prices.

Inflation on the Consumer Prices Index (CPI) jumped by 0.5 per cent in April, taking the annual rate of inflation to 3 per cent, well above the Bank of England target of 2 per cent.

The Bank's Monetary Policy Committee would have seen the quarterly inflation report as well as yesterday's inflation figures before making its decision to hold rates at 5 per cent last week.

Today's depressing forecast is likely to further dent hopes of a rate cut next month. Economists now forecast that the bank rate may remain at 5 per cent for the rest of the year.

In its latest quarterly inflation report, the Bank said that if interest rates were cut this year there was less of a risk that economic growth would fall sharply.

>> 47 << · #42 (**permalink**) 05-15-2008, 12:32 AM

Salimos de nuevo en la BBC.

Enlace y video:
http://news.bbc.co.uk/1/hi/business/7400846.stm

UK expats face Spanish troubles

By Brian Hanrahan
BBC News, Costa del Sol, Spain

Cita:

The hundreds of thousands of Britons who have moved to Spain in search of a better life have been hit by falling property prices, sometimes with devastating consequences.

When Maxine Crooknorth bought her home on Spain's south coast two years ago it seemed like the fresh start that she and her young son needed.

Cita:

Video: http://news.bbc.co.uk/1/hi/business/7400846.stm
Pedro Solbes, Minister of Finance, talks about the risks of buying homes in Spain

Following the death of her partner, she could not afford to get on the property ladder in Britain. And like hundreds of thousands of ex-pats she longed for a new life in the sun.
"I thought it was absolutely brilliant when I came here," she says sitting on the lush garden terrace of her flat overlooking a golf course and a view down to the sea.

But the dream has turned very sour.

Spanish slowdown
As the Spanish economy has slowed down Maxine has found it impossible to find work to cover her mortgage.

She would like to sell up and go back to Britain. But she bought at the height of the decade-long property boom which made the Spain one of the powerhouse economies of Europe attracting investment and immigrants.

Maxine Crooknorth has been caught by the fall in property prices

That boom has come to an abrupt halt. As a result Maxine cannot sell her home even at 20% less than she paid.

"There just aren't the people out there who are buying at the moment," she says. "Some are but they want a real bargain. Which means that I'm losing an awful lot of money."

"If I can't sell the place I have looked at renting the property out. But again that's not really going to cover the mortgage. The other option is just to have to walk away and just to let the bank have it, which means we lose absolutely everything."

Widespread problem
Maxine is not alone in her predicament. She says that her son has had to say goodbye to seven of his British classmates because their families have found it too tough to stay in Spain.

The construction boom may be coming to an abrupt end
And Maxine's mother, Sarah Smart, is facing losing the home she thought would provide for her retirement.

"We bought our house four years ago when everything was booming and there was plenty of work," says Sarah. "We bought it as a pension really and things have dried up and we are waiting for it to be repossessed.

"Its been on the market for two years. It started out at 495,000 euros and its now down to 360,000 and still we can't sell it."

The pain in Spain
Britons on the Costa del Sol are suffering a measure of the pain which the end of the housing boom is causing across the wider Spanish economy.

Estate agents report that house prices have fallen 30% in many areas; economic growth forecasts have been revised downwards.

The housing boom had boosted employment
Unemployment is rising and predicted to reach at least 10% by the end of the year.

So can Spain's woes simply be blamed on the global credit crunch?

The Spanish Finance Minister Pedro Solbes says not.

"Probably the international financial turmoil accelerated the problem but the problems were already there," he says.

Overheating
Mr Solbes says the underlying cause of the slowdown is that the economy became too dependent on a construction sector that got overheated.

Over-building on the south coast is rampant
As a result thousands of homes have been built, or are still under construction, for which there are not enough buyers.

"We were insisting that the construction of 800,000 a year had no sense that we had to we had to come back to a more normal production of houses, around 500,000 houses and this is what is happening today."

If what is happening now is a correction then how long will it take for the economy to come out the other side. Mr Solbes hopes the worst of the pain to be over by the end of 2009.

But Spain's leading housing analysts idealista.com say that in the long run the answer must be diversification so the economy doesn't have to rely on house building to provide growth.

"In Spain the dream is over," says the company's co-founder Fernando Encinar.

"Spain is like Ireland and the UK. We have to face a new situation: what is the source of the economy without the real estate market?"

See Brian Hanrahan's report on the BBC News at Ten on BBC1 on Wednesday 14 May.

>> 47 << · #43 (**permalink**) 05-27-2008, 09:01 PM

BBC habla del pedo apañol
Demoledor video en la BBC

Aquí hablan del pedo en California, y más abajo del pedo noruego, colgado por el compi
From: RemiG2006

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Added: May 26, 2008
Views: 208

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U.S. Credit Crisis Adds to Gloom Of Arctic Norway's Long Night

http://query.nytimes.com/gst/fullpag...ubprime&st=nyt

At this time of year, the sun does not rise at all this far north of the Arctic Circle. But Karen Margrethe Kuvaas says she has not been able to sleep well for days.

What is keeping her awake are the far-reaching ripple effects of the troubled housing market in sunny Florida, California and other parts of the United States.

Ms. Kuvaas is the mayor of Narvik, a remote seaport where the season's perpetual gloom deepened even further in recent days after news that the town -- along with three other Norwegian municipalities -- had lost about $64 million, and potentially much more, in complex securities investments that went sour.

''I think about it every minute,'' Ms. Kuvaas, 60, said in an interview, her manner polite but harried. ''Because of this, we can't focus on things that matter, like schools or care for the elderly.''

Norway's unlucky towns are the latest victims -- and perhaps the least likely ones so far -- of the credit crisis that began last summer in the American subprime mortgage market and has spread to the farthest reaches of the world, causing untold losses and sowing fears about the global economy.

Where all the bad debt ended up remains something of a mystery, but to those hit by the collateral damage, it hardly matters.

Tiny specks on the map, these Norwegian towns are links in a chain of misery that stretches from insolvent homeowners in California to the state treasury of Maine, and from regional banks in Germany to the mightiest names on Wall Street. Citigroup, among the hardest hit, created the investments bought by the towns through a Norwegian broker.

For Ms. Kuvaas, being in such company is no comfort. People here are angry and scared, fearing that the losses will hurt local services like kindergartens, nursing homes and cultural institutions. With Christmas only weeks away, Narvik has already missed a payroll for municipal workers.

Above all, the residents want to know how their close-knit community of 18,000 could have mortgaged its future -- built on the revenue from a hydroelectric plant on a nearby fjord -- by dabbling in what many view as the black arts of investment bankers in distant places.

''The people in City Hall were naïve and they were manipulated,'' said Paal Droenen, who was buying fish at a market across the street from the mayor's office. ''The fund guys were telling them tales, like, 'This could happen to you.' It's a catastrophe for a small town like this.''

Now, the towns are considering legal action against the Norwegian brokerage company, Terra Securities, that sold them the investments. They allege that they were duped by Terra's brokers, who did not warn them that these types of securities were risky and subject to being cashed out, at a loss, if their market price fell below a certain level.

''When you sell something that is not what you say it is, that is a lie,'' Ms. Kuvaas said. She disputed the suggestion that people here lacked the sophistication to understand what they were buying. ''We're not especially stupid because we live so far in the north,'' she said.

Norway's financial regulator agreed that the brokers had misled the towns, and it revoked the license of Terra Securities, prompting the company to file for bankruptcy. But the company's parent, Terra Group, which is in turn owned by 78 savings banks and remains in business, rejected calls for it to compensate the towns. A spokesman for the group said it too had taken a hit from the episode.

Norway's finance minister, Kristin Halvorsen, has ruled out the possibility of a state bailout, and Citigroup, which announced Thursday that it would shut down one of the money-losing investments Narvik bought, said it had no legal obligation to step in.

At City Hall, the stark reality of the situation is starting to set in. Narvik's chief administrator, Trond L. Hermansen, figures he may recoup half of the town's $9.4 million investment in the defunct Citigroup product -- a package of securities linked to municipal bonds in the United States. Those securities declined in value after the market for bonds dried up........... page 1,2,3

Subprime Woes Hit Norwegian Brokerage

Added: May 26, 2008
Views: 97

Cita:

http://www.nytimes.com/2007/11/29/bu...ubprime&st=nyt

A Norwegian brokerage firm said Wednesday that it would file for bankruptcy protection after losing its license because of accusations that it made four remote towns victims of subprime lending problems in the United States.

Norway's main financial regulator said the firm, Terra Securities, violated the "good code of conduct" by failing to adequately inform four towns near the Arctic Circle of possible risks related to complex investment securities that it sold them.

The four Norwegian towns — Rana, Hemnes, Hattfjelldal and Narvik — lost about 350 million kroner, or $64 million, from investments that had fallen to less than 55 percent of their original value.

The towns invested 451 million kroner in collateralized debt obligations created by Citigroup and sold by Terra Securities.

Norway's finance minister, Kristin Halvorsen, said at a news conference in Oslo that the government was unlikely to bail out the towns, Bloomberg News reported.

Most large European financial services companies have joined their American counterparts in announcing substantial write-downs, totaling more than $40 billion so far, as the value of assets linked to mortgage-related securities slumped and as new and unexpected victims came to light. Last week, CIFG Holdings, a bond insurance company in Paris, ran into troubles, and Swiss Re, the reinsurance giant based in Zurich, shocked markets with further write-downs.

The financial services company Terra Gruppen, which owns Terra Securities, said the unit's chief executive, Ola Sundt Ravnestad, would resign. Terra Gruppen, whose other divisions will not be affected, has about 80 local savings banks and is often the main provider of financial services for towns in Norway. The group has 11 billion kroner of assets under management, or 6.5 percent of the Norwegian banking market, according to its Web site.

Hemnes and Hattfjelldal have fewer than 5,000 residents each and are next to one of Norway's largest lakes. Rana, the largest of the four, has about 25,000 residents and is about 50 miles south of the Arctic Circle. Narvik, with 18,000 residents, is 100 miles north of the Arctic Circle. It is a major port for exporting iron ore from neighboring Sweden.

Some of the money lost was intended for employee salaries, according to local news reports.

Other Scandinavian financial services groups that have taken write-downs because of the subprime crisis include DnB NOR, Norway's biggest bank, and Topdanmark, a Danish insurer.

>> 47 << · #44 (**permalink**) 06-23-2008, 11:32 AM

Cita:

Originalmente Escrito por >> 47 <<

la ley para financiar los partidos anónimamente

...a cambio tal vez de posibles recalificaciones "causales" y otras contrapartidas también "casuales" tal vez.

Al respecto, un poco de legislación comparada entre los distintos paises del mundo tampoco estaría mal pacer culturilla ¿no?

Cita:

¿El partido laborista está hiperempepitado y en riesgo de insolvencia?

Labour heads for financial collapse
Party in crisis with £24m debt as donors back off in wake of poll disaster and funding scandals
Gaby Hinsliff, political editor The Observer, Sunday June 22, 2008
Labour heads for financial collapse | Politics | The Observer

Cita:

AFTER A year of Gordon Brown's leadership the Labour Party is in financial crisis, it emerged last night amid warnings of cutbacks that seriously threaten Labour's ability to fight the next general election.

Loyalists including the venture capitalist Sir Ronnie Cohen and the millionaire former science minister Lord Sainsbury are understood to have bailed the party out temporarily in the past few weeks - its accountants had been threatening not to sign off the accounts at the end of this month, which could have ultimately tipped the party into insolvency.

-sigue-

>> 47 << · #45 (**permalink**) 06-23-2008, 11:45 AM

Otra pastilla magistral de la BBC.

Cita:

BBC Documentary: The Power of Nightmares
This is the greatest mainstream documentary about propaganda and downright lies. Cue house prices and commodity prices, and you can see how anything you read in the mainstream news simply cannot be believed! This was actually aired on the BBC, but somehow the BBC just do an about turn and start spinning lies!

Posted by planning4acrash

Nada que no haya salido en los grandes medios simplemente no puede ser creido.

Cita:

The Power of Nightmares - BBC TV Documentary - 2004

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